FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Our holidays hours are as follows:
All locations will be closing at 3pm on Tuesday, December 24th, 2024 and will be closed on Wednesday, December 25th, 2024
All locations will be closings at 3pm on Tuesday, December 31st, 2024 and will be closed on Wednesday, January 1st, 2025
Click here to learn about the Midtown Kingston Business Capital Program.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Have you finally found the car of your dreams? Let Rondout Savings Bank help you make that dream a reality with our competitive auto loan rates.
When you apply for a loan with Rondout Savings Bank you can be confident that your request will be handled in a timely, professional and accurate manner and all credit decisions are made locally. For more information or to apply, please contact any one of our loan professionals today.
| TERM | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | MONTHLY PAYMENT PER $1,000 |
|---|---|---|---|
| New Vehicles | |||
| 36 Months | 7.000% | 7.000% | $30.88 |
| 48 Months | 7.500% | 7.500% | $24.18 |
| 60 Months | 8.000% | 8.000% | $20.28 |
| Used Vehicles | |||
| 36 Months | 7.625% | 7.625% | $31.16 |
| 48 Months | 8.000% | 8.000% | $24.41 |
| 60 Months | 8.500% | 8.500% | $20.52 |
Being able to achieve your dreams and living life to the fullest takes money. Rondout Savings Bank offers a variety of flexible and competitively priced personal loan solutions. We offer flexible terms and repayment options, all of our decisions are made locally and quickly.
Need cash without a hassle? Rondout Savings Bank has a fixed-rate, fixed-term, unsecured installment loan that can be used for any financial need that you might have.
| TERM | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | MONTHLY PAYMENT PER $1,000 |
|---|---|---|---|
| Unsecured | |||
| 24 Month | 10.000% | 10.000% | $46.14 |
| 36 Month | 11 .000% | 11.000% | $32.74 |
| 48 Month | 12.000% | 12.000% | $26.33 |
| 60 Month | 14.000% | 14.000% | $23.27 |
All rates are subject to change without notice. All loans are subject to credit approval.
With a Rondout Savings Bank Passbook Loan, you can borrow against your savings account or certificate of deposit. The interest rate is low and your account will continue to earn interest.
Worried about high overdraft fees? Let us help. Our personal overdraft line of credit is linked to your Rondout Savings Bank checking account and will automatically cover overdrafts, up to an approved credit limit.
Using the equity in your home to pay for major expenses is an easy and smart financial strategy that can save you money with competitive rates.
At Rondout Savings, all credit decisions are made locally in a timely, professional and accurate manner. Opening a Rondout Savings Bank home equity line of credit allows you to borrow against the equity in your home – enabling you to pay for major items, such as education, home improvements, or medical bills. A HELOC gives you ongoing access to your loan money during the initial draw period. Monthly interest-only payments are required during your draw period. Monthly principal and interest payments are required during the repayment period.
All loans subject to credit approval. Certain terms and restrictions may apply.
What you should know about Home Equity Lines of Credit (From the Consumer Financial Protection Bureau (CFPB))
https://files.consumerfinance.gov/f/documents/cfpb_heloc-brochure.pdf
Residential Loan Originator, NMLS # 491496
📞 (845) 532-2726
📠 (845) 331-6818
✉ Email