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Mortgages

Fixed Rate

 
 
 

Fixed

We also offer competitive fixed rate mortgages. If you are planning to stay in your home for several years and would like the stability of an interest rate that won’t rise, then a Rondout Savings Bank fixed rate is perfect.

Product Interest Rate Points APR Monthly Payment per $1,000
15 Year Fixed 3.375% 0 3.394% $7.09
15 Year Fixed 3.250% 1 3.413% $7.03
15 Year Fixed 3.000% 2 3.308% $6.91
20 Year Fixed 3.875% 0 3.947% $5.99
20 Year Fixed 3.750% 1 3.937% $5.93
20 Year Fixed 3.625% 1.5 3.869% $5.86
30 Year Fixed 4.125% 0 4.178% $4.85
30 Year Fixed 4.000% 1 4.136% $4.77
30 Year Fixed 3.875% 1.5 4.052 $4.70
         

Annual Percentage Rate (APR). Construction Loans are also available. Please contact us for the most recent rates and terms. Payments do not include amounts for taxes and insurance premiums; your actual payment amount will be greater. The APR contains interest and no other closing costs unless points are stated above. All rates are subject to change without notice. All loans are subject to credit approval.

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