FAQ
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ENROLL

Fixed RateFixed Rates

We also offer competitive fixed rate mortgages. If you are planning to stay in your home for several years and would like the stability of an interest rate that won’t rise then a Rondout Savings Bank fixed rate is perfect.

Product

Interest Rate

Points

Annual Percentage Rate (APR)

Monthly Payment
per $1000

15 Year Fixed

3.125%

0

3.176%

$6.97

15 Year Fixed

2.875%

1

3.068%

$6.85

15 Year Fixed

2.625%

2

2.957%

$6.73

20 Year Fixed

3.750%

0

3.790%

$5.93

20 Year Fixed

3.500%

1

3.652%

$5.80

20 Year Fixed

3.250%

2

3.512%

$5.67

30 Year Fixed

4.000%

0

4.029%

$4.77

30 Year Fixed

3.750%

1

3.860%

$4.63

30 Year Fixed

3.500%

2

3.688%

$4.49

  • Construction Loans are also available. Please contact us for the most recent rates and terms
  • Payments do not include amounts for taxes and insurance premiums and your actual payment amount will be greater.
  • The APR contains interest and no other closing costs, unless points are stated above.
  • All rates are subject to change without notice.
  • All loans are subject to credit approval.

 


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Rondout Savings Bank, Main Office – 300 Broadway, Kingston NY 12401 - 845-331-0073
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